Helping People Find Mortgages & Loans, And reach their financial goals

These are some of the greatest compliments we get.

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dAVID 

Shantha

Cranbourne, Vic.

Cannot recommend FOXX Financial highly enough, which is why we went back to them the second time we required a mortgage broker! Penny has been our mortgage broker from when we sold our house and through the lengthy duration of building a new home - so nearly three years now. Through all the ups and downs in this time, she went above and beyond to with helping us during every step of the journey. She is extremely knowledgeable and experienced, responsive and easy to work with. Thanks to Penny, the financial side of things have been a smooth and stress free process. Thank you very much Penny, we really appreciate all the time and effort you have spent helping us reach our goals!

Redcliffe, QLD

10 out of 5 stars for Penny. Striving above and beyond for me and my partner to get us approved.
You are a credit to brokers everywhere :)

MATT

Somerville, Vic.

Rachel and Penny were amazing, they helped me get a loan with a limited amount of time available! They did everything in their power and more to make sure I got my loan and the amount I needed! Always keeping me updated every step of the way,

Couldn’t thank them enough


Alex

Sivannah

Carrum Downs, Vic.

I’ll be recommending Foxx Financial to anyone and everyone. Great communication, happily explained everything and answered all of our questions. Amazing to work with would give 6 stars if I could!

Penny is amazing to work with! Explained everything to my partner and I really well, was up front and her communication was perfect. I’ll be recommending her to all of my friends an family.

Reservoir, Vic.

Had an amazing experience getting a loan approval done within a very short time frame with the help of Rachel and Penny. Their speedy and friendly service helped me get the loan I wanted without any stress or hassle. If you're looking for a long-term broker, then Foxx Financial is definitely it.


JULIE

Langwarrin. Vic.

Penny was recommended to us and was absolutely our saving grace in what could have been an absolute disaster with the sale of our old home and purchase of a new property. We had a very unhelpful and uncommunicative conveyancer and Penny went above and beyond to ensure that settlement went through smoothly.

Penny is so wonderfully calming in what can be a stressful process and was so helpful in explaining things in lay man terms.

I would definitely recommend Foxx Financial and Penny and will be doing so!!!


CARLY

Lindenow South. Vic.

I was lucky enough to have a friend recommend Penny to assist me in purchasing my first property. I am so grateful that I was able to work with her. As a first time buyer, I had a million questions and was very nervous about the buying process. Penny was so patient, informative and flexible in every part of the process, making what I had anticipated to be a very stressful time, quite easy and simple.

Thank you Penny for answering my many questions and supporting me through this process. You were so wonderful to work with. I can't thank you enough!


lachie

Pakenham, Vic.

Can’t recommend Penny enough! Her whole process from start to finish was easy, quick and painless. She’s easy to talk to and simplified everything so even I could understand what was going on. Superstar!

LAURA

Somerville. Vic.

Penny has been more than helpful through the process of buying my first home. She was referred to me by a friend and honestly I couldn’t be happier with a mortgage broker. So professional and answered every question I had. Definitely recommend!!


Vanessa

Wonthaggi. Vic.

I have used Foxx Financial more than once over the years and I have always been very satisfied with the professional and customer orientated service. I would highly recommend Foxx Financial to everyone who wants to buy a property or refinance. I had such a stress free experience. Thank you.

Kirsty & clayton

Clyde, Vic.

I cannot recommend Terry and his team enough! They made one of our most stressful journeys bearable and achievable.

We always felt assured and confident due to the years of knowledge they carry with them is remarkable.

We could, and still do, always count on them for their fantastic financial guidance and support. We could not have done this without Terry and his lovely staff.


RACHEL

Michelle

Carrum Downs, Vic.

11/10 for Penny & FOXX in helping make our dreams of purchasing a larger family home recently. Penny is transparent & approachable with impressive market & banking knowledge and has a caring nature which made us comfortable. Modern processes which were easy to follow. Highly recommend Penny, keep up the great work

Emerald, Vic.

I would like to thank wholeheartedly, Terry Cochrane and his wonderful team Penny and Emma,

for making our refinancing experience an easy one.

We were assisted all the way and felt very comfortable in their hands. Penny you are amazing.

We are very pleased with the result.

We both highly recommend Terry and the team. Thanks again.

We love what we do, helping our clients not just initially but with their ongoing mortgage and financial needs.

Mamta

Melbourne, Vic.

“I have no words to describe how thankful I am to Terry and his team for making my dream come true. Terry, Penny and Emma have been extremely helpful and professional throughout the process. It’s their knowledge and effort which made the whole thing so smooth.

Thank you so so much guys for everything.

I would definitely recommend their services to anyone without giving a second thought.”

Investment purchase 2023

I have used Foxx Financial service twice and will be using their service again in future. Very professional and dedicated team.

Penny is a a super star. Highly recommended.


Mark

Highett, Vic.

"My partner and I went into the process of purchasing our first home blindly, but with the help of Terry and his team it was an incredibly smooth process. They were patient with our enquiries and were helpful all the way up to, and even beyond settlement. I can't speak highly enough of their assistance, and would encourage any home buyers to look to this service in the future" 


VAUGHAN

Cowes, Vic.

Great team and were easy to deal with, very thorough in all the details required by the banks, so much easier than the drawn out process of dealing with the banks yourself, thanks Penny great job!

MITCHELL

Port Fairy, Vic
I had a brilliant experience with FoxxFinancial! After bringing them a fairly hard job Penny at Foxxfinacial was brilliant helping me through every step of the way to find me a great home loan!
I just needed to say thanks so much to Penny and the team and look forward to working with you all in the future

MARK

Pakenham, Vic

I've wrote reviews before but never a truly meaningful one until now and i think its a deserving one. Working with Terry, Penny and the team at Foxx Financial has been a pleasure. After two long years of savings, constant delays on land development, walking away from land and builder to buy an established house. We stuck with the Foxx Financial team because of dedication they showed to helping us achieve our dream of buying our own home. They exceeded our expectations over the two years and were always only a phone call away for advise. We couldn't be happier with the service we got and wouldn't hesitate recommending Foxx Financial to anyone


Daphne

Tasmania

Hi have been a customer for a long time - I keep going back because as always the best of service and advice and help from the whole team especially Penny the unsung hero in the office who works so hard behind the scenes to ensure that everything is running smoothly and always goes that extra mile - even when things are difficult. Thank you once again to Terry and Penny. Very Happy


I highly recommend Penny! A incredible experience from start to finish! We couldn’t have asked for a higher standard of service.. our expectations were exceeded in all aspects all whilst being made to feel comfortable and at ease.
Having never used a finance broker before there was a lot of paperwork and documentation ect that we were not to certain on nor did we have prepared in advance. This was no issue for Penny and she walked us through literally every single step to make sure we were comfortable and confident on all elements to ensure that we were making the best choices for us. Penny was a absolute delight which made our experience even better! I will definitely be going to Penny for anything I need in the future.
— Elise Trimble - Narre Warren

LAURA

Cranbourne, Vic.

Penny helped us the whole way through, answering any questions that we had and supporting us the whole way through to achieve our goal of buying our first home! Thank you for doing all the hard work Penny!

David

Frankston, Vic.

Penny is amazing. From the beginning to the end, everything made easier by Foxx Financial. Liasing with banks, conveyancers, legal. All handled with care and expedience.


travis

Cranbourne, Vic.

Penny made purchasing a home a stress free, enjoyable experience, great communication and extremely helpful along the way. 10/10

Briony

Officer, Vic.

I couldn't have asked for a better Broker then Penny! 5 star service from the beginning to the end.


Bec

Nicola

Hastings, Vic.

I cannot recommend FOXX Financial enough. A huge thank you, Penny, for everything you did for us. We couldn't of done it without you!

Frankston, Vic.

FOXX Financial (Penny) is fantastic I could not recommend her enough. Her time and ongoing support for her client's is remarkable.

highly recommended