Meet the foxx financial family
Penny - senior Mortgage Broker - OWNER
Home Loans • Business Loans • Refinancing • Debt Consolidation • Lender Support
Penny is the driving force behind Foxx Financial — a true go-getter known for her sharp attention to detail and unwavering dedication to her clients. After working alongside founder Terry, Penny took ownership of the business and has continued to grow and evolve the company with her hands-on leadership and client-first approach.
With over 20 years of experience in real estate and more than 15 years in mortgage broking, Penny brings deep industry knowledge and a practical, solution-focused mindset to every client interaction. She’s worked across a wide range of lending scenarios and is passionate about achieving the best possible results — all while delivering exceptional customer service.
Her specialties include:
First Home Buyer Loans
Investment Loans
Complex Refinancing & Debt Restructuring
Commercial & Business Lending
Outside of work, Penny is a proud mum who enjoys reading, motorbike riding, wakeboarding, music, dancing, musicals, and quality time with her family and friends.
For tailored finance solutions, contact Penny today:
📞 0412 094 964
📧 penny@foxxfinancial.com.au
Vanessa – Senior Mortgage Broker & MFAA Certified Mentor
Home Loans • Investment Lending • Refinancing • Broker Mentoring
Vanessa is a highly experienced finance professional with nearly 30 years in the industry. She is deeply passionate about helping clients achieve their financial goals, taking the time to understand each client’s unique situation and delivering personalised lending solutions that truly fit.
Renowned for her dedication, integrity, and problem-solving skills, Vanessa consistently goes the extra mile to research and secure the best possible outcomes. Her clients value her clear communication, practical advice, and ongoing support throughout the lending process.
Vanessa is also an MFAA-certified mentor and leads an industry-recognised mentoring program, supporting new brokers through their first two years in the industry — helping shape the next generation of finance professionals.
Outside of work, Vanessa enjoys camping, quality time with her family and friends, and caring for her beloved whippets.
For expert mortgage advice, contact Vanessa today:
📞 0429 032 973
📧 vanessa@foxxfinancial.com.au
“A major life crisis motivated and educated me on finance, debt and time. Surviving this and being able to turn the situation around gave me the biggest financial lesson of my life and this also inspired me with the focus and drive to help other people.”