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Penny Spiers
13 August 2019

Got a spare pineapple? Pay off your mortgage faster

Penny Spiers
13 August 2019
Got a spare pineapple? Pay off your mortgage faster

Reckon you could scrounge together an extra $50 each week to pay off your mortgage? If so, latest modelling shows the average household with a $400,000 loan could save $46,992 and pay off their home loan four years faster.

Source: https://finance-matters.info/2019/07/17/got-a-spare-pineapple-pay-your-mortgage-off-faster/

Penny Spiers
13 August 2019

Your home is not perfect: the value of pest and building inspections

Penny Spiers
13 August 2019
Your home is not perfect: the value of pest and building inspections

They say that home is where the heart is. And it’s true that we spend so much of our time, money and emotions in our homes. So it can be hard to truly look at them and think that something could be wrong.

Source: https://finance-matters.info/2019/05/30/your-home-is-not-perfect-the-value-of-pest-and-building-inspections/

Penny Spiers
13 August 2019

Housing affordability the best it’s been since 1999: HIA

Penny Spiers
13 August 2019
Housing affordability the best it’s been since 1999: HIA

Great news for home buyers – housing affordability is the best it’s been since 1999, according to new data released by the nation’s peak housing and building body.

Source: https://finance-matters.info/2019/07/11/housing-affordability-the-best-its-been-since-1999-hia/

Penny Spiers
8 August 2019

Time’s ticking: ATO to report overdue tax debts to credit agencies

Penny Spiers
8 August 2019
Time’s ticking: ATO to report overdue tax debts to credit agencies

Businesses that put off paying large tax bills for too long may soon find that the Australian Taxation Office (ATO) has notified credit reporting bureaus.

Source: https://finance-matters.info/2019/08/01/times-ticking-ato-to-report-overdue-tax-debts-to-credit-agencies/

Penny Spiers
8 August 2019

On the hunt for a new loan provider?

Penny Spiers
8 August 2019
On the hunt for a new loan provider?

One in 10 consumers have switched credit products in the past year, according to new research, with Millennials and women in particular pouncing on offers from small banks, credit unions and building societies.

Source: https://finance-matters.info/2019/08/08/on-the-hunt-for-a-new-credit-provider/

Penny Spiers
4 June 2018

The Home Buying Journey | What To Expect & How To Win

Penny Spiers
4 June 2018
The Home Buying Journey | What To Expect & How To Win

Your guide on the Home Buyers journey. Everything from deciding to buy, to settlement, and everything in between. Touch base with Foxx Financial for specialised Mortgage & Home Loan advice.

Tagged: Home, Journey, Mortgage

Penny Spiers
4 June 2018

Home Loans | Everything You Need To Know & More

Penny Spiers
4 June 2018
Home Loans | Everything You Need To Know & More

Your guide on Home Loans. Fixed Term? Variable rates? Investment Mortgages & Company Loans. Touch base with Foxx Financial for specialised Mortgage & Home Loan advice.

Tagged: Loans, Home Loans, Variable Rate, Fixed Rate, Interest, Investment, Mortgage, Company, Self-Employed, Lenders Insurance, Conveyancer, Stamp Duty

Newer Posts
Featured
RBA cuts cash rate to record low amid coronavirus concerns
Mar 3, 2020
RBA cuts cash rate to record low amid coronavirus concerns
Mar 3, 2020

The Reserve Bank of Australia (RBA) has cut the official cash rate by 25 basis points to a new record low of 0.50% as the coronavirus outbreak impacts global financial markets.

Mar 3, 2020
Employers granted one-off super amnesty
Feb 27, 2020
Employers granted one-off super amnesty
Feb 27, 2020

Employers who have underpaid their staff superannuation have been granted a one-off amnesty to make things right, but that doesn’t mean they’re completely ‘off the hook’.

Feb 27, 2020
How long does it take to find and secure your dream home?
Feb 27, 2020
How long does it take to find and secure your dream home?
Feb 27, 2020

It takes most first home buyers longer than a full working week to house hunt and apply for finance for their ‘dream’ property, according to new research.

Feb 27, 2020
Downsizers tipped to be a ‘powerful force’ in 2020
Feb 20, 2020
Downsizers tipped to be a ‘powerful force’ in 2020
Feb 20, 2020

Downsizers are tipped to take advantage of ‘the perfect storm’ and get the most out of the property market this year, predicts the national body representing professional buyers’ agents.

Feb 20, 2020
Are you being stung by the loyalty tax?
Feb 13, 2020
Are you being stung by the loyalty tax?
Feb 13, 2020

Once upon a time you were rewarded for loyalty. But borrowers with older mortgages are typically paying a higher interest rate than customers on new loans, confirms the Reserve Bank of Australia (RBA).

Feb 13, 2020
Smaller lenders taking applications for home loan deposit scheme
Feb 6, 2020
Smaller lenders taking applications for home loan deposit scheme
Feb 6, 2020

Non-major lenders have started offering another 5,000 slots for the First Home Loan Deposit Scheme, which allows first home buyers to purchase a property with a deposit of 5% without having to pay Lenders Mortgage Insurance (LMI).

Feb 6, 2020
Credit scores set for Valentine’s Day boost
Feb 6, 2020
Credit scores set for Valentine’s Day boost
Feb 6, 2020

Tens of thousands of Aussies have an extra reason to love Valentine’s Day this year, with their credit scores set to jump after civil court filings disappear from their credit file.

Feb 6, 2020
How to increase your property’s value by up to 10%
Jan 30, 2020
How to increase your property’s value by up to 10%
Jan 30, 2020

Properties with high energy-efficiency ratings typically sell for up to 10% more, a review of international research shows.

Jan 30, 2020
Why don’t lenders drop my repayments when the interest rate falls?
Jan 23, 2020
Why don’t lenders drop my repayments when the interest rate falls?
Jan 23, 2020

A question that’s been popping up a bit lately has been ‘why didn’t my lender reduce my repayments when the interest rate fell last year?’

Jan 23, 2020
The race is on: thousands rush to apply for first home loan scheme
Jan 16, 2020
The race is on: thousands rush to apply for first home loan scheme
Jan 16, 2020

If you’re thinking of taking advantage of the new First Home Loan Deposit Scheme then you better act quick, as thousands of first home buyers have already applied for the 10,000 guarantees available.

Jan 16, 2020
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Foxx Financial Mornington Peninsula Mortgage Broker
 

Your Mornington Peninsula Mortgage Broker, Financial Services & Loan Specialist

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0412 094 964 or 0429 032 973

 Email Us:

penny@foxxfinancial.com.au 

vanessa@foxxfinancial.com.au

Find Us: P O Box 1127, Pearcedale, Victoria 3912

 

 

Penny Spiers (523630) Vanessa Lewis (415453) & Foxx Financial Pty Ltd (529466) are credit representatives of NewCo Financial Services Pty Limited Australian Credit Licence 385054

ABN 90 095 713 447